Ang Buck: A New Way to Save in Cryptocurrency Anchored to Bitcoin Strategy

Buck Labs has launched the BUCK token as an innovative solution for crypto investors seeking to earn from their digital assets. Unlike traditional stablecoins, BUCK is designed as a “savings token” that offers an income-generating strategy, specifically for users who want to earn passive income from their dollar-denominated crypto holdings. The concept focuses on providing sustainable rewards while maintaining stability and governance participation.

The BUCK Mechanism: Savings with Rewards

BUCK was initially issued at a price of $1 and is designed to provide rewards targeted at approximately 7% per year, with earnings accumulated every minute. It is backed by shares in Strategy (MSTR), the corporation with the largest Bitcoin holdings in the world, with nearly 675,000 BTC on its balance sheet. The main innovation is that this savings method does not rely on traditional banking systems or high-risk speculation.

According to Travis VanderZanden, founder and CEO of Buck Labs, the goal is simple but powerful: “People want an easy way to earn rewards in Crypto without becoming day traders. Buck is designed to make saving in digital assets more accessible.” The former executive at Bird, Lyft, and Uber believes that BUCK addresses a significant market gap where investors are looking for predictable income from their crypto holdings.

Governance and Decentralized Control

BUCK is not just a token—it is a governance instrument that allows holders to participate in decisions regarding rewards distribution and other protocol parameters. This savings model requires transparency and community input, making governance structure an integral part of the product design.

The token was initially intended for non-US users and is not offered as a security. It is important to note that Strategy and its chairman, Michael Saylor, have no direct affiliation with Buck and do not sponsor or endorse the token. The partnership with Strategy shares is purely mechanical to support the rewards mechanism.

Buck’s Strategy vs. Traditional Stablecoins

While stablecoins have become effective for sending money across borders, Buck offers an alternative approach to savings. Instead of simply maintaining value, BUCK aims to bring passive income to idle crypto holdings. It is designed to complement existing stablecoins, not replace them.

The product encompasses the concept of “goal-oriented savings”—for users who do not want to be active traders but wish to have earning potential in their crypto portfolios. VanderZanden stated: “Every healthy economy needs both spending and saving mechanisms. That’s why Buck introduced this SavingsCoin concept into the crypto ecosystem.”

The Pudgy Penguins: A Different Vision for the Web3 Platform

In the broader global Web3 landscape, Pudgy Penguins presents a different development model. The NFT brand is progressing as one of the most powerful native Web3 properties in the current cycle, transitioning from speculative digital collectibles to an integrated consumer IP platform.

Pudgy Penguins’ strategy is to attract users through mainstream channels first—such as physical toys and retail partnerships—before onboarding them into Web3 via games, NFTs, and the PENGU token. The ecosystem has already reached phygital products ($13M retail sales and over 1M units sold), gaming experiences (Pudgy Party surpassed 500k downloads in just two weeks), and the PENGU token airdropped to over 6M wallets. Currently, the PENGU token is trading at $0.01 (updated: 2026-01-29).

The Future of Crypto Saving

The emergence of products like BUCK indicates the maturation of the crypto market. It’s no longer just about price speculation or asset accumulation—it’s about how to generate sustainable income streams from cryptocurrency holdings. Crypto saving is becoming more sophisticated, and Buck is one of the first platforms to offer structured, predictable returns for the average investor without requiring them to be expert traders or risk-takers.

This model could inspire other projects to explore how to make saving more accessible and rewarding for a broader audience in the crypto space. As these innovations continue, the crypto ecosystem is becoming more functional and user-friendly for all types of investors—from beginners to seasoned participants seeking alternative ways of saving and investing.